Capgemini is seeking a highly motivated and detail-oriented Actuarial Scientist for a top 10 US Insurance Carrier. Employment Model : CLT Work Schedule: PST preferred Location: Brazil This role entails conducting monthly analyses to compare actual losses with expected losses. As part of this role, you will investigate the factors that contribute to differences between the actual losses and our estimated losses based on our analyses and models. Furthermore, you will be responsible for analyzing specific state group/coverage segments every quarter to determine revised ultimate loss and loss adjustment expenses. Our Client is one of the United States' largest insurers, providing a wide range of insurance and financial services products with gross written premium well over US$25 Billion (P&C). They proudly serve more than 10 million U.S. households with more than 19 million individual policies across all 50 states through the efforts of over 48,000 exclusive and independent agents and nearly 18,500 employees. Finally, our Client is part of one the largest Insurance Groups in the world. Responsibilities Calculate present and accumulated cash flow values for reserving, valuation, pricing, and asset/liability management using economic and financial mathematics. Apply investment and financial market knowledge in an insurance context. Estimate liabilities to determine appropriate loss and expense reserves. Understand the operational structure of insurance companies and the interaction between functions like pricing, accounting, claims, and finance. Ensure accurate financial reporting by applying knowledge of insurance legislation and regulation. Utilize tools and techniques to estimate loss costs, reserve liabilities, and support risk management decisions. Requirements English Advanced Minimum Required: Bachelor's Degree (Finance/Statistics/Actuarial Science/Computer Science or related ) Experience working as an Actuarial Analyst and in the described functions Technical Skills: (proficiency will be tested during the interview process) SQL required R programming or Python a plus SAS a plus Benefits: Competitive compensation and benefits package: Competitive salary and performance-based bonuses Comprehensive benefits package Career development and training opportunities Flexible work arrangements (remote and/or office-based) Dynamic and inclusive work culture within a globally renowned group Private Health Insurance Pension Plan Paid Time Off Training & Development Performance Bonus Note: Benefits differ based on employee level. About Capgemini Capgemini is a global leader in partnering with companies to transform and manage their business by harnessing the power of technology. The Group is guided everyday by its purpose of unleashing human energy through technology for an inclusive and sustainable future. It is a responsible and diverse organization of over 340,000 team members in more than 50 countries. With its strong 55-year heritage and deep industry expertise, Capgemini is trusted by its clients to address the entire breadth of their business needs, from strategy and design to operations, fueled by the fast evolving and innovative world of cloud, data, AI, connectivity, software, digital engineering and platforms. The Group €22.5 billion in revenues in 2023.