Career Area: FinanceJob Description:Your Work Shapes the World at Caterpillar Inc.When you join Caterpillar, you're joining a global team who cares not just about the work we do – but also about each other.
We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities.
Together, we are building a better world.IT IS YOUR TIME!Cat Financial is a subsidiary of Caterpillar Inc., the world's leading manufacturer of construction and mining equipment.
For more than 40 years, Cat Financial has provided a wide range of financing solutions to customers and Cat dealers.
Headquartered in Nashville, Tennessee, Cat Financial serves customers globally.If you are looking for personal and professional growth in a company with an inclusive culture, this is the right place.Job Description:Evaluates commercial loan requests by reviewing applicants' credit histories and analyzing financial statements in order to approve or deny loan applications.What you will do:Reviews the credit history, profitability and liquidity of clients to assess the risk level involved in credit extension.Consults with customers to verify financial and credit transactions; responds to customer inquiries and resolves complaints.Communicates with credit associations and other relevant authorities about customers' credit history.Analyzes financial data to determine customers' financial status and the expected profitability of commercial loans; recommends approval or denial of loan applications.Participates in the local credit committee to explain and defend credit processes.Conducts credit visits to customers throughout Brazil.Prepares credit write-ups of customers for Headquarters approval, and discusses with Risk Management team.What you will have:Finance and Accounting: Knowledge of finance and accounting practices, financial analysis, and reporting.Effective Communications: Understanding of effective communication concepts and tools.Credit Analysis and Verification: Knowledge of credit analysis and verification; experience in credit underwriting.Financial Statement Analysis: Knowledge of financial statements; ability to analyze financial data.Loan Origination: Knowledge of skills and methods used to process new loan applications.Basic requirements:Bachelor's degreePre-advanced EnglishTop Candidates will also have:Experience in underwriting and preparing credit reports for agriculture businessesAdvanced EnglishSome of the offered benefits:Medical planDental planMedicines reimbursementPsychological, Legal, Social and Finance Support ProgramPrivate pension planProfit shareMeal assistanceChristmas basketLife and personal insuranceExtended maternity and paternity leaveEmployee resources group (Young Professional, Women in Networking, LAMBDA, Latin Group and Active in Sport)Important:- Don't forget to include a resumé in English in your profile in Workday.- Please frequently check the email associated with your application, including junk/spam, as this is the primary correspondence method.Posting Dates: December 13, 2024 - December 31, 2024Caterpillar is an Equal Opportunity Employer (EEO).#J-18808-Ljbffr