About CredixCredixis a FinTech company pioneering two groundbreaking initiatives aimed at growing businesses in Latin America through embedded finance. We launched as a leader in decentralized finance (DeFi), connecting global institutional investors with credit fintechs in emerging markets. Now, we're extending our mission by offering a tailored Buy Now, Pay Later (BNPL) solution for B2B transactions in Brazil calledCrediPay. Our platform empowers businesses to streamline their purchasing processes, improve cash flow management, and foster strong supplier relationships.Why choose Credix?
Become part of a forward-thinking start-up where boldness and a commitment to excellence are paramount and where your personal and professional development is at the forefront.
Work alongside a dedicated team of bright individuals driven by an Olympian mindset to excel in every aspect of our operations.
Together, we aim to build with velocity, utilizing innovative embedded finance strategies to expand business operations in Latin America.
Experience a close and supportive work atmosphere where collaboration thrives, wise judgment guides our decisions, and you can learn, grow, and take on meaningful responsibilities.We are looking for a seasoned Credit Data Analyst with outstanding analytical skills to join Credix's Risk & Data team in our São Paulo office. The ideal candidate should have extraordinary analytical capabilities withvery strong SQL and Pythonskills and experience withcredit underwriting in Brazil.Requirements
2-4 years of work experience as a Data Analyst (B2B SME credit risk underwriting strongly preferred but not required).
Advanced English and Portuguese (written and verbal).
Extensive experience with SQL and Python, or other scripting languages.
Curious and passionate to learn new things and think outside the box.
Understanding of feature engineering. Previous experience in Analytics Engineering tools (e.g Airflow, dbt, pyspark) highly desirable.
Understanding of Brazilian market credit dynamics.
Experience/knowledge with Machine Learning is a plusResponsibilities
Leverage Experimentation and Advanced Data Analytics:Derive insights by dissecting complex data and translating it into actionable strategies to optimize credit underwriting.
Optimize Purchasing Power:Determine and fine-tune purchasing power limits to balance risk and growth, driving healthy buyer engagement and maintaining a strong relationship with suppliers and businesses.
Underwriting Cost Efficiency:Play a pivotal role in managing risk, underwriting cost savings, and improving profitability for our B2B transactions.
Cross-Functional Partnership:Partner with Data Science and Engineering teams to build effective credit risk capabilities, enhancing the efficiency and accuracy of our risk models.What we offer
We believe that collaboration and team spirit thrive best in anin-officeenvironment. Our office provides a vibrant and engaging workspace where team members can connect, innovate, and grow together. With access to our offices in Sao Paulo or Antwerp, you'll immerse yourself in a culture of innovation and collaboration.But that's just the beginning - here's what else we offer:
A culture of learning and experimentation, where you are encouraged to explore new ideas and technologies
Competitive salary package: Your hard work deserves recognition, and we ensure you're well-rewarded for your contributions.
Equity stock options plan: Be a part of our journey towards success and share in the rewards.
Paid holidays: Enjoy the flexibility to recharge and rejuvenate
Bi-annual off-sites: Awesome team building, unforgettable memories, and adventures ensured during our team off-sites.