The mission of SumUp's **Lending Tribe** is to provide our small merchants, who are often turned away by traditional financial institutions, with access to capital. We are injecting capital into millions of existing and new merchants' businesses to foster their sustainability and growth through credit products!
As a **Data Science **in this green-field tribe, you'll work with a cross-functional team to bring transparent, affordable, and seamless lending products to millions of small merchants across our 30+ markets. You'll play an important role in developing the lending risk models platform to provide access to working capital to all of our small merchants while systematically mitigating business and fraud risks for SumUp's business.
**What you'll do**
- Develop and design scalable production-level models to enable access to capital for small merchants while maintaining high-risk decision accuracy;
- Research, design, develop and evaluate innovative predictive models to understand the impact of specific behaviors on credit risk;
- Drive the data collection and exploration strategy of existing and new data sources, including internal data, bureau data, and external data (structured and unstructured);
- Design, analyze, and interpret the results of experiments with the team;
- Work together with cross-functional teams of engineers, product managers, and risk analysts;
**You'll be great for this position if**
- You have 2+ years of relevant experience with large data sets and the ability to analyze and build relationships across different data points
- You have a strong knowledge of statistics and experimental design
- You have experience with scripting and data analysis programming languages
- You're fluent in data ingestion and data warehousing fundamentals
- You have a background in statistics, applied math, computer science, or a similar technical discipline
- You're fluent in English
**Good to know**
In the Lending tribe, remote-first is our working model. Our tribe members are distributed across Europe and Brazil, and you may choose to work from where it works best for you. We believe that face-to-face interactions are key to building trust and an amazing team. So you will be expected to meet your colleagues and come to one of our offices from time to time. Currently, most of us go at least one week per quarter to the office closest to our homes.
**Why you should join SumUp**
- We're a truly global team of 3200+ people from 80+ countries, spread across 4 continents
- We have a dedicated annual budget for attending conferences and advancing your career through further education (10.000 BRL per year)
- Enrollment onto our virtual stock ownership program - you will own a stake in SumUp's future success
- The opportunity to work on large scale fintech products used by millions of businesses around the world
- SulAmérica health insurance plan (co-participation), Caju benefit (multiple possibilities: meals, culture, health), Partnership for mental health activities with Zenklub, optional dental assistance, transport voucher, Gympass, life insurance and more
- We encourage you to speak at conferences and give talks
- Join part of a growing global Data Science community within SumUp
- You'll attend a weekly Lunch and Learn session, where the local engineering team exchanges ideas over company-sponsored lunch
- We set aside time biweekly for side projects and open-source initiatives
- You'll attend annual hackathons with the engineering and data teams from Berlin, Cologne, Sofia, and São Paulo
- You'll be part of a close, welcoming, and international community
**About SumUp**
We believe in the everyday hero.
Small business owners are at the heart of all we do, so we create powerful, easy-to-use financial solutions to help them run their businesses. With a founder's mentality and a 'team-first' attitude, our diverse teams across Europe, South America and the United States work together to ensure that the small business owners we partner with can be successful doing what they love.
- SumUp is an Equal Employment Opportunity employer that proudly pursues and hires a diverse workforce. SumUp does not make hiring or employment decisions on the basis of race, colour, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by company policy. SumUp also strives for a healthy and safe workplace and strictly prohibits harassment of any kind._
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