**Nossa organização**
DLL is not your average financial services company.
In fact, we are above average in almost every way.
With an employee engagement score of 85% (compared to the 72% industry average), it sure seems like we are doing something right.
And, while most companies survive fewer than 20 years, 2019 marked our 50th.
We collaborate with manufacturers, suppliers, and businesses in more than 30 countries to enable the acquisition of equipment, technology and software that companies need to contribute meaningfully to their communities.
We believe in partnering with our customers to develop innovative and sustainable financial solutions that deliver meaningful value to the world.
At DLL, we are committed to making sure that all people, regardless of their race, ethnicity, gender, sexual orientation, age, religion, physical characteristics, or mental abilities, feel welcomed and encouraged to be their authentic selves.
We strive to create an inclusive environment that is reflective of the communities in which we operate.
Come see what all the excitement is about.
**Sua função**
As Flow Risk Manager Latin America, you are responsible for managing the small ticket (Flow) process and portfolio to ensure an efficient flow process and optimization of risk reward strategies.
In addition, you will be responsible for the adequate risk-reporting framework including reporting on process and portfolio performance.
You will pro-actively propose and implement applicable improvement plans to the Regional and Countries organization.
You contribute to a sound risk culture with customer focus, which should result in a high quality, effective, and efficient flow framework to safeguard performance within the risk appetite and policies.
You will be managing the regional Flow Specialist and Risk Analysts team, granting a close cooperation and coordination with the country organization.
- Take Responsibility for the design, implementation & maintenance of automated credit decision tools and processes in line with business requirements and the procedural and regulatory frameworks, to ensure efficient and effective use of decision-tools.
- Ensure an adequate and reliable portfolio reporting is in place in support of continuous monitoring process, scorecard, and portfolio performance and pro-actively inform management about required actions.
- Initiate and coordinate improvements based on monitoring activities that you undertake.
- Lead and actively participate in projects to enhance the risk management processes and performance.
- Partner with colleagues and contribute to the successful creation and execution of the strategy and business plan for the region
- Support global DLL Group Risk initiatives
- Provide coaching and feedback to the credit and risk team to support their development
Manage the regional Flow specialist team.
- Actively engage with the Regional Sales Manager and / or with local country sales managers to discuss the small ticket underwriting approach and discuss required adjustments for partner limits and settings.
- Inform local and regional MT via RRC on incoming business performance (manual and system underwriting) & portfolio performance and measures to be taken.
**Seu perfil**
Technical Knowledge**:
- Demonstrated knowledge and expertise in managing an end-to-end lease process and managing customer relations;
- Master's degree in (business) economics, or financial econometrics or a comparable study;
- At least 8 years of relevant working experience in the risk domain and experience in an analytical/statistical role and explicit DLL business knowledge or credit experience is required;
- Analytical skills, able to work with larger datasets, to create meaningful management information;
- Strong knowledge of the Flow process;
- Fluent English;
- Intermediate Spanish.
**Skills and competencies**:
- Commercial, analytical, innovative, and entrepreneurial;
- Getting things done;
- Strong communication, collaboration, and interpersonal skills with ability to speak with and influence senior management;
- Fluent in Portuguese and English.
Spanish is a plus;
- Effectively multi-task and manage various projects with competing deadlines;
- Good interpersonal and communication skills;
- Coaching skills to manage a team;
- Affinity with IT.
**Nossa proposta**
At DLL, we are many things.
We are team members.
Family members.
Community members.
We are members of society.
Members of different cultures and nationalities.
Members of change.
We each have different beliefs, different passions, different viewpoints, talents, and interests.
We come from different backgrounds, cultures, nationalities, and histories.
But for all our differences, we share one thing in common: Each of us are members of DLL.
Our company was founded in the Netherlands.
But today we are truly a multinational business.
We span more than 30 different countries and represent over 40 different nationalities across the globe.
Our unique cu