Multitude is a listed European FinTech company, offering digital lending and online banking services to consumers, small and medium-sized businesses, and other FinTechs. The services are provided through three independent business units, which are served by our internal Banking-as-a-Service Growth Platform. Multitude's business units are consumer banking (Ferratum), business banking (CapitalBox) and wholesale banking (Multitude Bank).
Multitude Group employs over 700 people in 25 countries and offers services in 16 countries, achieving a combined turnover of 230 million euros in 2023. Multitude was founded in Finland in 2005 and is listed on the Prime Standard segment of the Frankfurt Stock Exchange under the symbol 'E41'.
Join our dynamic team as a Senior Credit Risk Analyst, where you'll leverage your analytical skills to drive profitable sales opportunities and shape future risk management strategies across multiple markets. As a key member of our Credit Risk Management team, you will be responsible for managing credit risk and assumed credit losses across 2-3 markets.
Your Focus Portfolio Analysis: Independently analyze lending product portfolios from a credit risk perspective to identify profitable sales opportunities.Risk Management Strategy: Support the development of future risk management strategies and product offerings through relevant analysis and insights.Data Projects: Conduct projects related to data gathering and pilot testing.Policy and Reporting: Document and recommend changes to policy rules, credit scoring strategies, internal reporting systems, and KPIs.KPI Monitoring: Track, communicate, and derive data-driven insights from credit risk-related KPIs through intensive monitoring.Data Analysis: Analyze large, complex data sources, including financial transactions and credit bureau reports, to extract meaningful insights.Team Support: Provide support to junior team members with their deliverables.Your Background Education: Bachelor's or Master's degree in Economics, Finance, Statistics, Mathematics, Engineering, Sciences, or a related field.Experience: Minimum of 4 years of experience in credit risk management, business intelligence, data analysis, and/or statistical modeling.Technical Skills: Proficient in SQL, Excel, and data visualization tools.Communication: Excellent communication skills with the ability to adapt style and approach to suit the audience and the message.Credit Risk Knowledge: Deep understanding of credit risk drivers and their applications.Decision-Making: Proven ability to make timely and rational decisions based on relevant information and data.Problem Solving: Ability to balance elegant problem-solving with meeting immediate business needs.We offer Health insuranceFlexible Hybrid way of work with a blend from Home and officeExplore the world while you work with our two-month annual workation program, enabling you to work from multiple countries and embrace new cultures.Working in a fast-growing international finance company in a friendly atmosphere and supportive teamOpportunities for growth, the realization of own ideas and further trainingAccess to LinkedIn learning with over 8000 courses
#J-18808-Ljbffr