**About Unlimit**
- Founded in 2009, Unlimit is a global fintech company with 16 offices all over the world and more than 400 employees, that offers a large portfolio of financial services - from acquiring (payment processing) to banking and banking as a service._
- Our mission is to be "ready for tomorrow" and to provide our customers with a sense of stability in the everchanging financial landscape and an opportunity to be prepared for whatever the tomorrow of business brings their way, so that while others observe, they can already take an advantage._
**Job purpose**:
Part of this role is also to facilitate the Company's growth by scaling internal processes and focus on continuous optimization and automation.
**Main duties and responsibilities**:
- Ensure adherence to Company and Card Schemes rules and policies
- Adhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiency
- Perform underwriting and risk assessment (including but not limited to credit risks) of new and existing customers
- Perform calculation of the financial risk exposure and the relevant risk mitigation measures
- Setup processes, monitor and execute checks related to merchants on-boarding and monitoring
- Evaluate existing procedures to refine and optimize merchant on-boarding and monitoring process
- Provide advice and support to internal stakeholders with regards to new and existing merchants questions around merchant on-boarding
- Provide support for periodical reviews and audits
- Continuous process improvement and sharing best practice
**Main qualification, skills and experience**:
- At least 3 years of **experience in acquiring** and **merchants underwriting**:
- Understanding of **AML, KYC, PCI and Internal Controls**:
- Knowledge of **Card Schemes rules and regulations** in relation to **merchants onboarding and monitoring**:
- Solid practical knowledge of credit risk assessment
- Extremely detail-oriented, organized and have the ability to multi-task
- Able to work in an independent way, while at the same time to be a strong collaborator, connecting with colleagues and sharing ideas to improve effective teamwork
- Take initiative, ownership and committed to challenging the status quo
- Self-starter who enjoys a fast-paced environment
- Excellent written and verbal communication. **English fluency required**:
- Analytical skills to identify and assess potential fraud and compliance issues
- Demonstrated skills in risk assessment. The ability to escalation when appropriate
**We offer**
- Attractive monthly salary paid in line with experience
- Modern workplace with all necessary equipment based in Sao-Paulo, Brazil
- A team of top international professionals to learn from
- Multicultural working environment
**Join Unlimit Team now!