Provide credit analysis throughout the different phases of the rating process on a portfolio of corporates and infrastructure finance companies, including project finance, and will form a holistic view on these issuers.
The Associate/ML at Moody-s Local Brasil will Confidencial a complex and high profile portfolio of corporates and infrastructure projects.The Associate/ML role provides an opportunity to make a significant contribution to the success of Moody-s Local, by providing a range of analytical services that contributes to the overall credit analysis function performed by Lead Analysts.This role will focus primarily on the Corporates and Infrastructure Finance sectors, and there is potential for cross-training in supporting varying asset classes, rating teams, and methodologies, as part of career progression.The role requires a solid background in corporate finance, accounting, and financial analysis.
Candidates will be expected to demonstrate their ability to work effectively in a team environment.
The ideal candidate for this role will possess strong organizational skills, demonstrate attention to detail, and enjoy working in a collaborative team environment.The Associate/ML position provides a unique opportunity to foster skills that are valuable to any future career in the financial services industry.Key ResponsibilitiesPerform preliminary credit analysis to support ratings, research, analytical outreach and presentations, following guidance provided by team lead.
Examples of analytical work include:
quantitative assessment of financial statements, asset performance, and economic/market data, qualitative assessments of business strategy, financial policy, governance, and other factors, as well as analysis of bond indentures and other legal documents.reading legal documents and contracts to understand issuance terms, structures, covenants, and guarantees.Preparing financial spreadsheets and charts, analyzing data and financial statements, building and updating financial models and analytical tools, and writing analytical commentary in accordance with Moody-s methodologies.Identifying trends in data and use analytical ability, applying judgment to form well thought out credit conclusions.Develop working knowledge of Moody-s Local methodologies in order to apply to credit analysis.Interpret and analyze financial data to perform the preliminary credit analysis.Demonstrate the ability to understand and identify key factors that affect credit ratings under full supervision and guidance of lead analysts.Support credit monitoring/surveillance of issuers by e.g.
preparing data for surveillance, periodically updating preliminary components of analysis and initiating/escalating deeper credit reviews when necessary.Perform certain routine administrative and other ad hoc credit-related tasks as directed by the direct supervisor.Work as a team with other Associates and Analysts under overall supervision of the direct managerParticipate in external meetings with issuers, financial advisors, & other intermediaries.QualificationsMinimum undergraduate/ first level degree in economics, accounting, engineering, business administration, statistics,actuarial science or similar (e.g.
bachelor-s degree, or equivalent qualifications).Preferably 1-2 years of relevant experience.
(including internship)Demonstrates knowledge of MS Excel, Word and PowerPoint.Solid verbal, written communication, and interpersonal skillsEnglish speaking and writing capabilitiesPython programming & Visual Basic for Applications knowledge is a strong plusAbility to adapt to a changing environment and prioritize tasks accordingly.LOB/Cost CenterRegional ManagementJob Req ID28432BREntityMoody's Investors Service (MIS)Line of BusinessRegional Organization (REG ORG)Regular/TemporaryRegularCitySao PauloJob CategoryCredit Analysis & ResearchJob Sub CategoryCredit Rating AnalystsExperience LevelExperienced HireWorking at Moody'sMoody's (NYSE:
MCO) is a Confidencial integrated risk assessment firm that empowers organizations to make better decisions.
Our data, analytical solutions and insights help decision-makers identify opportunities and manage the risks of doing business with others.
We believe that greater transparency, more informed decisions, and fair access to information open the door to shared progress.
Moody's combines international presence with local expertise and over a century of experience in financial markets.
Learn more at moodys.At Moody-s, we-re taking action.
We-re hiring diverse talent and providing underrepresented groups with equitable opportunities in their careers.
We-re educating, empowering and elevating our people, and creating a workplace where each person can be their true selves, reach their full potential and thrive on every level.
Learn more about our DE&I initiatives, employee development programs and view our annual DE&I Report at moodys/diversityEntityMoody-s Investors Service is among the world-s most respected and widely utilized sources for credit ratings and research.
Our opinions and analysis on a broad range of credit obligors and obligations are valued around the world for their insight and rigor.MIS Culture of ExcellenceAt MIS, our workplace culture supports our mission to be the Agency of Choice for our customers, employees and future employees.
Our Culture focuses on Excellence and embodies behavioral qualities such as Integrity, Responsiveness, Collaboration, Respect and Passion.
Our people are our core asset and we look beyond outcomes to ensure that behaviors and interactions matter.EEO PolicyMoody-s is an equal opportunity employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.Securities Trading Policy (STP)Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody-s Policy for Securities Trading and the requirements of the position.
Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.Full / Part TimeFull-TimeMIS RegionAMERICASRegulatory RegionBRAPosition TypeNewPrimary Location Code22000Primary LocationSao Paulo - Avenida das Nacoes Unidas (22000)